WHY OPEN LENDING          LENDERS PROTECTION™          RESOURCES         LENDERS        ABOUT

Grow Auto Loan Volume. Mitigate Risk.

Open Lending's Lenders Protection™ platform empowers financial institutions to approve more near- and non-prime borrowers confidently, profitably, and securely.

Why Open Lending

  • Increase loan approvals without compromising your credit standards
  • Expand your market to underserved, creditworthy borrowers
  • Mitigate risk with our insurance-backed platform
  • Drive portfolio growth and improve return on assets 
Lenders using our platform have seen double-digit increases in approved loans while maintaining strong performance metrics.

How It Works

  • You set your credit box
  • We run real-time risk-based pricing + default prediction
  • You get instant decisions — with loan performance insurance built in
Backed by over 20 years of data, 21+ million applications, and a robust risk engine.

Ready to grow your auto lending portfolio — safely? Let's talk. We'll show you how Lenders Protection™ can work for you.
© Open Lending 2025
WHY OPEN LENDING          LENDERS PROTECTION™          RESOURCES         LENDERS        ABOUT